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Digital ID card in BankID

Our digital ID card is activated with a valid Swedish passport or national ID card. It is secure and smooth, and easy to validate in a safe way. Here you find more information about how it works.


Digital ID card increases security

The security is based on the same stable foundation as BankID identifications and signatures, with some additions for a physical environment. When an individual wishes to present their digital ID card, they must first verify their identity in the BankID app. This process ensures that the person's identity is verified each time. It will not be possible to display an invalid digital ID card, which reduces the risk that companies and stores accidentally accept invalid ID documents.

How to display the digital ID card

There are several ways to validate a digital ID card. No matter which way you choose to verify, it looks the same when the ID card is presented by the customer. It works like this:

  1. The customer identifies themselves in the BankID app to open their digital ID card.

  2. The digital ID card is displayed in the app for two minutes. After that, the customer will need to verify their identity again. The digital ID card displays:

    • A facial image, name, personal identity number and age

    • Security details

    • A mobile QR code for verifying the digital ID card

Read more about the ways to validate the digital ID-card to see what suits your business.

1. Visual validation

For most companies it is enough to validate the digital ID card in the same way as a physical one by comparing the information and the image with the person. In addition, the digital ID card has several security details such as sound, motion and color that help you to ensure that the ID card is active, and not, for example, a fake still image.

Education is important!

If you are about to start accepting the digital ID card, it is important that you educate your employees on how to do a secure validation. The security details are there to help you do a safe and secure validation. See the video below for detailed instructions on how to visual validation of the digital ID card.

How to do a visual validation

2. Scan with another BankID app

If you want a stronger validation you can scan the QR-kode shown on the ID card with another BankID app. It works for a BankID app with and without an activated BankID. The benefit of using a BankID app without an activated BankID is that you and your colleagues can use the same device.

How to scan the QR-code with another BankID app

3. Enhanced validation with scanner

The third option is to scan the animated QR code shown on the digital ID card with the help of a scanner connected to the BankID interface.

When the QR code is scanned via our interface you get a proof of identification. This way also includes a stronger control that fulfills the requirements of a so called proved and reliable identification.

Validation by scanning the animated QR code meets the following requirements:

• Trust level 3 according to the Swedish eID quality mark.

• Trust level Substantial in accordance with the eIDAS regulation.

• Strong Customer Authentication (SCA) according to PSD2.

Activated with a Swedish passport or national ID card

To activate a digital ID card you need a valid Swedish passport or national ID card. A driver's licence will not work. The digital ID card will display the same image as the ID document it was derived from. It will also carry the same validity period, unless the customer's Mobile BankID expires earlier.

When the digital ID card is activated controls are carried out to verify that the physical ID document used is valid and real, resulting in high security. The image that is photographed at the police station in a controlled environment is fetched to the digital ID card and can't be replaced.

Getting started

  • For most companies, it is enough to perform a visual validation of the digital ID card. Educate your employees on how to do a secure validation with the help of the security details, after that you are ready to get started. No technical implementaion is needed.

  • To scan the animated QR code, all you need is a smartphone with an BankID app with an active BankID.

  • In order to get the proof of identification you need to validate with the BankID interface. If your company has an agreement for the BankID service, you can start accepting digital ID cards as soon as your system has been adapted to enable it to scan QR codes and retrieve the identification certificate.

If you don’t have an agreement yet, please contact your bank or read more about connecting your company to BankID.

Technical information

BankID for businesses